/* =========================================
   MALMART ELEMENTOR WIDGETS — SHARED STYLES
   ========================================= */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

:root {
  --malmart-navy: #0f2744;
  --malmart-blue: #185FA5;
  --malmart-gold: #F5A623;
  --malmart-gold-dark: #d48c10;
  --malmart-white: #ffffff;
  --malmart-off-white: #f8f9fc;
  --malmart-text: #1a2e4a;
  --malmart-muted: #5a6a82;
  --malmart-border: #dce4f0;
  --malmart-card-bg: #ffffff;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-sm: 0 2px 8px rgba(15,39,68,0.08);
  --shadow-md: 0 6px 24px rgba(15,39,68,0.12);
  --shadow-lg: 0 16px 48px rgba(15,39,68,0.18);
  --shadow-gold: 0 6px 24px rgba(245,166,35,0.35);
  --malmart-max-width: 1200px;
  --malmart-padding: 0 24px;
}

.malmart-widget * {
  box-sizing: border-box;
  font-family: 'Inter', sans-serif;
}

/* ─── SHARED CONTAINER — matches header width for alignment ── */
.malmart-container {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

/* ─── BUTTONS ─────────────────────────────────────── */
.malmart-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 8px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), border-color var(--transition), color var(--transition);
  position: relative;
  overflow: hidden;
}

.malmart-btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.15);
  opacity: 0;
  transition: opacity var(--transition);
}

.malmart-btn:hover::after { opacity: 1; }

.malmart-btn-primary {
  background: var(--malmart-gold);
  color: #0f2744;
  border-color: var(--malmart-gold);
}

.malmart-btn-primary:hover {
  background: var(--malmart-gold-dark);
  border-color: var(--malmart-gold-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
  color: #0f2744;
  text-decoration: none;
}

.malmart-btn-primary:active {
  transform: translateY(0);
  box-shadow: none;
}

.malmart-btn-outline {
  background: transparent;
  color: var(--malmart-white);
  border-color: rgba(255,255,255,0.5);
}

.malmart-btn-outline:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--malmart-white);
  transform: translateY(-2px);
  color: var(--malmart-white);
  text-decoration: none;
}

.malmart-btn-outline-dark {
  background: transparent;
  color: var(--malmart-navy);
  border-color: var(--malmart-border);
}

.malmart-btn-outline-dark:hover {
  background: var(--malmart-navy);
  color: var(--malmart-white);
  border-color: var(--malmart-navy);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  text-decoration: none;
}

/* ─── SECTION HEADERS ─────────────────────────────── */
.malmart-section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--malmart-gold);
  background: rgba(245,166,35,0.1);
  padding: 5px 14px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.malmart-section-title {
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  color: var(--malmart-navy);
  line-height: 1.15;
  margin: 0 0 16px;
}

.malmart-section-subtitle {
  font-size: 17px;
  color: var(--malmart-muted);
  line-height: 1.7;
  margin: 0 auto 48px;
  max-width: 600px;
}

/* CENTERED section header variant */
.malmart-section-center {
  text-align: center;
}

.malmart-section-center .malmart-section-subtitle {
  margin-left: auto;
  margin-right: auto;
}

/* ─── FADE-IN ANIMATIONS ──────────────────────────── */
@keyframes malmart-fadeUp {
  from { opacity: 0; transform: translateY(32px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes malmart-pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.1); opacity: 0.7; }
}

@keyframes malmart-blink {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.3; }
}

.malmart-obs {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.malmart-obs.in-view {
  opacity: 1;
  transform: translateY(0);
}

/* ─── TOP BAR WIDGET ──────────────────────────────── */
.malmart-topbar {
  background: #0a1e38;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  padding: 8px 0;
}

.malmart-topbar-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.malmart-topbar-contacts {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.malmart-topbar-contact {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: color var(--transition);
}

.malmart-topbar-contact:hover {
  color: var(--malmart-gold);
  text-decoration: none;
}

.malmart-topbar-contact svg {
  width: 12px;
  height: 12px;
  flex-shrink: 0;
}

.malmart-topbar-socials {
  display: flex;
  align-items: center;
  gap: 8px;
}

.malmart-social-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 6px;
  background: rgba(255,255,255,0.06);
  color: rgba(255,255,255,0.5);
  text-decoration: none;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.malmart-social-icon:hover {
  background: var(--malmart-gold);
  color: var(--malmart-navy);
  transform: translateY(-2px);
  text-decoration: none;
}

.malmart-social-icon svg {
  width: 13px;
  height: 13px;
}

/* ─── HEADER WIDGET ───────────────────────────────── */
.malmart-header {
  background: var(--malmart-navy);
  padding: 0;
  position: sticky;
  top: 0;
  z-index: 9999;
  box-shadow: 0 2px 20px rgba(15,39,68,0.3);
  transition: box-shadow 0.3s ease;
}

.malmart-header-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: 0 24px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.malmart-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

.malmart-logo-icon {
  width: 36px;
  height: 36px;
  background: var(--malmart-gold);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  color: var(--malmart-navy);
  transition: transform var(--transition), box-shadow var(--transition);
  overflow: hidden;
}

.malmart-logo-img {
  width: 36px;
  height: 36px;
  border-radius: 6px;
  object-fit: contain;
  display: block;
  transition: transform var(--transition);
}

.malmart-logo:hover .malmart-logo-icon,
.malmart-logo:hover .malmart-logo-img {
  transform: rotate(-6deg) scale(1.1);
  box-shadow: 0 4px 12px rgba(245,166,35,0.5);
}

.malmart-logo-text {
  font-size: 16px;
  font-weight: 700;
  color: var(--malmart-white);
  line-height: 1.2;
  transition: color var(--transition);
}

.malmart-logo:hover .malmart-logo-text {
  color: var(--malmart-gold);
}

.malmart-nav {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.malmart-nav li a {
  display: block;
  padding: 8px 14px;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  border-radius: 6px;
  transition: color var(--transition), background var(--transition);
  position: relative;
}

.malmart-nav li a::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 14px;
  right: 14px;
  height: 2px;
  background: var(--malmart-gold);
  transform: scaleX(0);
  transition: transform var(--transition);
  border-radius: 2px;
}

.malmart-nav li a:hover {
  color: var(--malmart-white);
  background: rgba(255,255,255,0.06);
  text-decoration: none;
}

.malmart-nav li a:hover::after {
  transform: scaleX(1);
}

.malmart-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border: none;
  background: none;
}

.malmart-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--malmart-white);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.malmart-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.malmart-hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.malmart-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.malmart-mobile-menu {
  display: none;
  background: #0d2240;
  padding: 16px 24px 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
}

.malmart-mobile-menu.open { display: block; }

.malmart-mobile-menu a {
  display: block;
  padding: 12px 0;
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  transition: color var(--transition), padding-left var(--transition);
}

.malmart-mobile-menu a:hover {
  color: var(--malmart-gold);
  padding-left: 8px;
  text-decoration: none;
}

.malmart-mobile-menu .malmart-btn {
  margin-top: 16px;
  width: 100%;
}

@media (max-width: 768px) {
  .malmart-nav { display: none; }
  .malmart-hamburger { display: flex; }
  .malmart-topbar-contacts { gap: 12px; }
  .malmart-topbar-contact span { display: none; }
}

/* ─── HERO WIDGET ─────────────────────────────────── */
.malmart-hero {
  background: linear-gradient(135deg, #0f2744 0%, #0a1e38 50%, #0d2d52 100%);
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 0 80px;
}

.malmart-hero-pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(245,166,35,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(245,166,35,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.malmart-hero-glow {
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(24,95,165,0.3) 0%, transparent 70%);
  top: -100px;
  right: -100px;
  pointer-events: none;
  animation: malmart-pulse 6s ease-in-out infinite;
}

.malmart-hero-glow-2 {
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(245,166,35,0.08) 0%, transparent 70%);
  bottom: -50px;
  left: 10%;
  pointer-events: none;
  animation: malmart-pulse 8s ease-in-out infinite reverse;
}

/* Hero inner — same max-width & padding as header for alignment */
.malmart-hero-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
  position: relative;
  z-index: 2;
  width: 100%;
  animation: malmart-fadeUp 0.9s ease forwards;
}

.malmart-hero-content {
  max-width: 750px;
}

.malmart-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(245,166,35,0.12);
  border: 1px solid rgba(245,166,35,0.3);
  color: var(--malmart-gold);
  font-size: 13px;
  font-weight: 600;
  padding: 7px 16px;
  border-radius: 50px;
  margin-bottom: 28px;
  letter-spacing: 0.05em;
}

.malmart-hero-badge::before {
  content: '';
  width: 8px;
  height: 8px;
  background: var(--malmart-gold);
  border-radius: 50%;
  animation: malmart-blink 2s ease-in-out infinite;
}

.malmart-hero-headline {
  font-size: clamp(40px, 6vw, 68px);
  font-weight: 900;
  color: var(--malmart-white);
  line-height: 1.05;
  margin: 0 0 24px;
  letter-spacing: -0.02em;
}

.malmart-hero-headline .accent {
  color: var(--malmart-gold);
  display: inline-block;
}

.malmart-hero-subheadline {
  font-size: clamp(16px, 2vw, 19px);
  color: rgba(255,255,255,0.75);
  line-height: 1.7;
  margin: 0 0 40px;
  max-width: 560px;
}

.malmart-hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.malmart-hero-stats {
  display: flex;
  gap: 48px;
  margin-top: 64px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.1);
  flex-wrap: wrap;
}

.malmart-stat { }

.malmart-stat-number {
  font-size: 32px;
  font-weight: 800;
  color: var(--malmart-gold);
  line-height: 1;
}

.malmart-stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  margin-top: 4px;
}

@media (max-width: 768px) {
  .malmart-hero { padding: 100px 0 60px; }
  .malmart-hero-ctas { flex-direction: column; }
  .malmart-hero-stats { gap: 24px; }
}

/* ─── LOANS WIDGET ────────────────────────────────── */
.malmart-loans {
  background: var(--malmart-off-white);
  padding: 100px 0;
}

.malmart-loans-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-loans-header {
  text-align: center;
  margin-bottom: 60px;
}

.malmart-loans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.malmart-loan-card {
  background: var(--malmart-white);
  border-radius: 16px;
  padding: 36px 28px;
  border: 1px solid var(--malmart-border);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
  overflow: hidden;
  cursor: pointer;
}

.malmart-loan-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--malmart-blue), var(--malmart-gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.malmart-loan-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(24,95,165,0.2);
}

.malmart-loan-card:hover::before { transform: scaleX(1); }

.malmart-loan-icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(24,95,165,0.1), rgba(24,95,165,0.05));
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  transition: transform var(--transition), background var(--transition);
}

.malmart-loan-card:hover .malmart-loan-icon {
  transform: scale(1.1) rotate(-5deg);
  background: linear-gradient(135deg, rgba(245,166,35,0.15), rgba(245,166,35,0.05));
}

.malmart-loan-icon svg {
  width: 28px; height: 28px;
  color: var(--malmart-blue);
  transition: color var(--transition);
}

.malmart-loan-card:hover .malmart-loan-icon svg { color: var(--malmart-gold-dark); }

.malmart-loan-name {
  font-size: 20px; font-weight: 700;
  color: var(--malmart-navy); margin: 0 0 8px;
}

.malmart-loan-range {
  font-size: 13px; font-weight: 600;
  color: var(--malmart-blue);
  margin: 0 0 12px;
  background: rgba(24,95,165,0.08);
  display: inline-block;
  padding: 4px 10px; border-radius: 6px;
}

.malmart-loan-benefit {
  font-size: 14px; color: var(--malmart-muted);
  line-height: 1.6; margin: 0 0 24px;
}

.malmart-loan-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 14px; font-weight: 600;
  color: var(--malmart-blue); text-decoration: none;
  transition: gap var(--transition), color var(--transition);
}

.malmart-loan-link:hover { gap: 10px; color: var(--malmart-gold-dark); text-decoration: none; }
.malmart-loan-link svg { width: 16px; height: 16px; transition: transform var(--transition); }
.malmart-loan-link:hover svg { transform: translateX(3px); }

/* ─── HOW IT WORKS WIDGET ─────────────────────────── */
.malmart-how {
  background: var(--malmart-white);
  padding: 100px 0;
}

.malmart-how-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-how-header {
  text-align: center;
  margin-bottom: 64px;
}

.malmart-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 32px;
  position: relative;
}

.malmart-steps::before {
  content: '';
  position: absolute;
  top: 40px;
  left: calc(16.66% + 40px);
  right: calc(16.66% + 40px);
  height: 2px;
  background: linear-gradient(90deg, var(--malmart-blue), var(--malmart-gold));
  z-index: 0;
}

.malmart-step {
  text-align: center;
  position: relative;
  z-index: 1;
  transition: transform var(--transition);
}

.malmart-step:hover { transform: translateY(-6px); }

.malmart-step-number {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: var(--malmart-navy);
  color: var(--malmart-white);
  font-size: 28px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px;
  position: relative;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
  box-shadow: 0 4px 16px rgba(15,39,68,0.2);
}

.malmart-step-number::after {
  content: '';
  position: absolute; inset: -4px;
  border-radius: 50%;
  border: 2px solid rgba(245,166,35,0.3);
  transition: border-color var(--transition), transform var(--transition);
}

.malmart-step:hover .malmart-step-number {
  background: var(--malmart-gold);
  color: var(--malmart-navy);
  transform: scale(1.12);
  box-shadow: var(--shadow-gold);
}

.malmart-step:hover .malmart-step-number::after {
  border-color: var(--malmart-gold);
  transform: scale(1.15);
}

.malmart-step-icon { margin-bottom: 16px; display: block; }
.malmart-step-title { font-size: 18px; font-weight: 700; color: var(--malmart-navy); margin: 0 0 12px; }
.malmart-step-desc { font-size: 15px; color: var(--malmart-muted); line-height: 1.65; max-width: 260px; margin: 0 auto; }

/* ─── CALCULATOR WIDGET ───────────────────────────── */
.malmart-calc {
  background: linear-gradient(135deg, var(--malmart-navy) 0%, #0d2d52 100%);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.malmart-calc::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(245,166,35,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(245,166,35,0.03) 1px, transparent 1px);
  background-size: 40px 40px;
}

.malmart-calc-inner {
  max-width: 860px;
  margin: 0 auto;
  padding: var(--malmart-padding);
  position: relative;
  z-index: 2;
}

.malmart-calc-header { text-align: center; margin-bottom: 48px; }
.malmart-calc-header .malmart-section-title { color: var(--malmart-white); }
.malmart-calc-header .malmart-section-subtitle { color: rgba(255,255,255,0.65); }

.malmart-calc-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 20px;
  padding: 48px;
  backdrop-filter: blur(10px);
  transition: box-shadow var(--transition);
}

.malmart-calc-card:hover { box-shadow: 0 24px 64px rgba(0,0,0,0.3); }

.malmart-calc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}

.malmart-calc-field { display: flex; flex-direction: column; gap: 12px; }

.malmart-calc-label {
  font-size: 12px; font-weight: 600;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase; letter-spacing: 0.1em;
}

.malmart-calc-amount-display {
  font-size: 34px; font-weight: 800;
  color: var(--malmart-gold);
  letter-spacing: -0.02em;
  transition: transform 0.2s ease;
}

.malmart-calc-amount-display.bump { transform: scale(1.05); }

.malmart-range-slider {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px; border-radius: 3px;
  background: rgba(255,255,255,0.15);
  outline: none; cursor: pointer;
}

.malmart-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--malmart-gold); cursor: pointer;
  box-shadow: 0 2px 8px rgba(245,166,35,0.5);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.malmart-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.3);
  box-shadow: 0 4px 16px rgba(245,166,35,0.7);
}

.malmart-duration-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 8px;
}

.malmart-duration-btn {
  padding: 10px 4px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  color: rgba(255,255,255,0.7);
  font-size: 12px; font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  text-align: center;
}

.malmart-duration-btn:hover {
  background: rgba(245,166,35,0.12);
  border-color: rgba(245,166,35,0.4);
  color: var(--malmart-gold);
  transform: translateY(-2px);
}

.malmart-duration-btn.active {
  background: var(--malmart-gold);
  border-color: var(--malmart-gold);
  color: var(--malmart-navy);
  font-weight: 700;
  box-shadow: 0 4px 12px rgba(245,166,35,0.4);
}

.malmart-calc-result {
  background: rgba(245,166,35,0.08);
  border: 1px solid rgba(245,166,35,0.2);
  border-radius: 16px;
  padding: 32px;
  margin: 32px 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  transition: border-color var(--transition);
}

.malmart-calc-result.updated { border-color: rgba(245,166,35,0.5); }

.malmart-result-label {
  font-size: 11px; font-weight: 600;
  color: rgba(255,255,255,0.45);
  text-transform: uppercase; letter-spacing: 0.1em;
  margin-bottom: 8px;
}

.malmart-result-value {
  font-size: 28px; font-weight: 800;
  color: var(--malmart-gold); line-height: 1;
  transition: transform 0.3s ease;
}

.malmart-result-value.bump { transform: scale(1.08); }
.malmart-calc-disclaimer { font-size: 12px; color: rgba(255,255,255,0.3); margin-top: 12px; line-height: 1.5; }

@media (max-width: 600px) {
  .malmart-calc-row { grid-template-columns: 1fr; }
  .malmart-calc-card { padding: 24px 16px; }
  .malmart-duration-grid { grid-template-columns: repeat(3, 1fr); }
  .malmart-calc-result { grid-template-columns: 1fr; }
}

/* ─── WHY US WIDGET ───────────────────────────────── */
.malmart-why {
  background: var(--malmart-off-white);
  padding: 100px 0;
}

.malmart-why-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-why-header { text-align: center; margin-bottom: 64px; }

.malmart-pillars-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
}

.malmart-pillar {
  background: var(--malmart-white);
  border-radius: 16px; padding: 36px 28px;
  border: 1px solid var(--malmart-border);
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative; overflow: hidden;
}

.malmart-pillar::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(135deg, var(--malmart-navy), var(--malmart-blue));
  opacity: 0;
  transition: opacity var(--transition);
}

.malmart-pillar:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); border-color: transparent; }
.malmart-pillar:hover::before { opacity: 1; }
.malmart-pillar > * { position: relative; z-index: 1; }

.malmart-pillar-icon-wrap {
  width: 72px; height: 72px; border-radius: 50%;
  background: linear-gradient(135deg, rgba(24,95,165,0.1), rgba(24,95,165,0.05));
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px;
  transition: background var(--transition), transform var(--transition);
}

.malmart-pillar:hover .malmart-pillar-icon-wrap {
  background: rgba(245,166,35,0.2);
  transform: scale(1.1) rotate(-10deg);
}

.malmart-pillar-icon-wrap svg { width: 32px; height: 32px; color: var(--malmart-blue); transition: color var(--transition); }
.malmart-pillar:hover .malmart-pillar-icon-wrap svg { color: var(--malmart-gold); }

.malmart-pillar-title { font-size: 18px; font-weight: 700; color: var(--malmart-navy); margin: 0 0 12px; transition: color var(--transition); }
.malmart-pillar:hover .malmart-pillar-title { color: var(--malmart-white); }
.malmart-pillar-desc { font-size: 14px; color: var(--malmart-muted); line-height: 1.65; transition: color var(--transition); }
.malmart-pillar:hover .malmart-pillar-desc { color: rgba(255,255,255,0.8); }

/* ─── TESTIMONIALS WIDGET ─────────────────────────── */
.malmart-testi { background: var(--malmart-white); padding: 100px 0; }

.malmart-testi-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-testi-header { text-align: center; margin-bottom: 64px; }

.malmart-testi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
}

.malmart-testi-card {
  background: var(--malmart-off-white);
  border-radius: 16px; padding: 36px;
  border: 1px solid var(--malmart-border);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
}

.malmart-testi-card::before {
  content: '"'; position: absolute; top: 20px; right: 28px;
  font-size: 80px; font-weight: 900; color: rgba(24,95,165,0.08);
  line-height: 1; font-family: Georgia, serif;
  transition: color var(--transition);
}

.malmart-testi-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: rgba(245,166,35,0.3); }
.malmart-testi-card:hover::before { color: rgba(245,166,35,0.2); }

.malmart-testi-stars { display: flex; gap: 4px; margin-bottom: 20px; }
.malmart-star { color: var(--malmart-gold); font-size: 16px; }

.malmart-testi-quote { font-size: 15px; color: var(--malmart-text); line-height: 1.75; margin: 0 0 28px; font-style: italic; }

.malmart-testi-author { display: flex; align-items: center; gap: 14px; }

.malmart-testi-avatar {
  width: 48px; height: 48px; border-radius: 50%;
  background: linear-gradient(135deg, var(--malmart-blue), var(--malmart-navy));
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; font-weight: 700;
  color: var(--malmart-white); flex-shrink: 0;
  transition: transform var(--transition);
}

.malmart-testi-card:hover .malmart-testi-avatar { transform: scale(1.1); }
.malmart-testi-name { font-size: 15px; font-weight: 700; color: var(--malmart-navy); }
.malmart-testi-role { font-size: 13px; color: var(--malmart-muted); margin-top: 2px; }

/* ─── CTA WIDGET ──────────────────────────────────── */
.malmart-cta {
  background: linear-gradient(135deg, var(--malmart-gold) 0%, #e8960f 100%);
  padding: 80px 0;
  text-align: center;
  position: relative; overflow: hidden;
}

.malmart-cta::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23000' fill-opacity='0.04'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/svg%3E");
}

.malmart-cta-inner {
  max-width: 700px;
  margin: 0 auto;
  padding: var(--malmart-padding);
  position: relative; z-index: 1;
}

.malmart-cta-title { font-size: clamp(28px, 4vw, 44px); font-weight: 900; color: var(--malmart-navy); margin: 0 0 16px; line-height: 1.1; letter-spacing: -0.02em; }
.malmart-cta-subtitle { font-size: 17px; color: rgba(15,39,68,0.75); margin: 0 0 40px; line-height: 1.6; }

.malmart-cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; margin-bottom: 24px; }

.malmart-btn-dark { background: var(--malmart-navy); color: var(--malmart-white); border-color: var(--malmart-navy); }
.malmart-btn-dark:hover { background: #0a1e38; border-color: #0a1e38; transform: translateY(-3px); box-shadow: 0 8px 24px rgba(15,39,68,0.4); color: var(--malmart-white); text-decoration: none; }

.malmart-cta-link { font-size: 14px; color: rgba(15,39,68,0.7); text-decoration: none; transition: color var(--transition); display: inline-block; border-bottom: 1px dashed rgba(15,39,68,0.4); padding-bottom: 2px; }
.malmart-cta-link:hover { color: var(--malmart-navy); border-color: var(--malmart-navy); text-decoration: none; }

/* ─── FOOTER WIDGET ───────────────────────────────── */
.malmart-footer { background: #0a1e38; padding: 72px 0 32px; color: rgba(255,255,255,0.7); }

.malmart-footer-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 32px;
}

.malmart-footer-brand .malmart-logo { margin-bottom: 16px; }
.malmart-footer-desc { font-size: 14px; line-height: 1.7; color: rgba(255,255,255,0.55); max-width: 300px; }

.malmart-footer-socials {
  display: flex; gap: 8px; margin-top: 20px; flex-wrap: wrap;
}

.malmart-footer-heading { font-size: 11px; font-weight: 700; color: rgba(255,255,255,0.35); text-transform: uppercase; letter-spacing: 0.15em; margin: 0 0 20px; }

.malmart-footer-links { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }

.malmart-footer-links a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 14px; transition: color var(--transition), padding-left var(--transition); display: inline-flex; align-items: center; gap: 6px; }
.malmart-footer-links a::before { content: '→'; opacity: 0; transition: opacity var(--transition), transform var(--transition); transform: translateX(-8px); font-size: 12px; }
.malmart-footer-links a:hover { color: var(--malmart-gold); padding-left: 6px; text-decoration: none; }
.malmart-footer-links a:hover::before { opacity: 1; transform: translateX(0); }

.malmart-footer-contact-item { display: flex; align-items: flex-start; gap: 12px; font-size: 14px; color: rgba(255,255,255,0.6); margin-bottom: 12px; transition: color var(--transition); }
.malmart-footer-contact-item:hover { color: rgba(255,255,255,0.9); }
.malmart-footer-contact-icon { width: 32px; height: 32px; border-radius: 8px; background: rgba(255,255,255,0.06); display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: background var(--transition); }
.malmart-footer-contact-item:hover .malmart-footer-contact-icon { background: rgba(245,166,35,0.15); }
.malmart-footer-contact-icon svg { width: 14px; height: 14px; }

.malmart-footer-bottom { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.malmart-footer-copy { font-size: 13px; color: rgba(255,255,255,0.35); }
.malmart-footer-license { font-size: 12px; color: rgba(255,255,255,0.25); background: rgba(255,255,255,0.05); padding: 4px 12px; border-radius: 50px; }

@media (max-width: 768px) {
  .malmart-footer-top { grid-template-columns: 1fr; gap: 32px; }
  .malmart-steps::before { display: none; }
}

/* ─── ABOUT PAGE WIDGET ───────────────────────────── */
.malmart-about { background: var(--malmart-white); padding: 100px 0; }
.malmart-about-inner { max-width: var(--malmart-max-width); margin: 0 auto; padding: var(--malmart-padding); }

.malmart-about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  margin-bottom: 80px;
}

.malmart-about-image-wrap {
  border-radius: 20px;
  overflow: hidden;
  background: linear-gradient(135deg, var(--malmart-navy), var(--malmart-blue));
  aspect-ratio: 4/3;
  display: flex; align-items: center; justify-content: center;
  position: relative;
}

.malmart-about-image-wrap img { width: 100%; height: 100%; object-fit: cover; }

.malmart-about-placeholder {
  font-size: 80px;
  opacity: 0.3;
}

.malmart-about-content .malmart-section-title { margin-bottom: 20px; }

.malmart-about-text { font-size: 16px; color: var(--malmart-muted); line-height: 1.8; margin-bottom: 20px; }

.malmart-mv-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin: 48px 0;
}

.malmart-mv-card {
  background: var(--malmart-off-white);
  border-radius: 16px; padding: 32px;
  border: 1px solid var(--malmart-border);
  transition: transform var(--transition), box-shadow var(--transition);
}

.malmart-mv-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }

.malmart-mv-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: rgba(24,95,165,0.08);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
}

.malmart-mv-icon svg { width: 24px; height: 24px; color: var(--malmart-blue); }
.malmart-mv-title { font-size: 16px; font-weight: 700; color: var(--malmart-navy); margin: 0 0 8px; }
.malmart-mv-text { font-size: 14px; color: var(--malmart-muted); line-height: 1.65; }

.malmart-team-section { margin-top: 80px; }
.malmart-team-header { text-align: center; margin-bottom: 48px; }

.malmart-team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
}

.malmart-team-card {
  background: var(--malmart-off-white);
  border-radius: 16px; padding: 32px 24px;
  text-align: center;
  border: 1px solid var(--malmart-border);
  transition: transform var(--transition), box-shadow var(--transition);
}

.malmart-team-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }

.malmart-team-avatar {
  width: 80px; height: 80px; border-radius: 50%;
  background: linear-gradient(135deg, var(--malmart-blue), var(--malmart-navy));
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; font-weight: 800; color: var(--malmart-white);
  margin: 0 auto 16px;
  transition: transform var(--transition);
  overflow: hidden;
}

.malmart-team-card:hover .malmart-team-avatar { transform: scale(1.08); }
.malmart-team-avatar img { width: 100%; height: 100%; object-fit: cover; }
.malmart-team-name { font-size: 16px; font-weight: 700; color: var(--malmart-navy); margin: 0 0 4px; }
.malmart-team-role { font-size: 13px; color: var(--malmart-muted); }

@media (max-width: 768px) {
  .malmart-about-grid { grid-template-columns: 1fr; gap: 40px; }
  .malmart-mv-grid { grid-template-columns: 1fr; }
}

/* ─── CONTACT PAGE WIDGET ─────────────────────────── */
.malmart-contact-page { background: var(--malmart-off-white); padding: 100px 0; }

.malmart-contact-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  align-items: start;
}

.malmart-contact-info-cards { display: flex; flex-direction: column; gap: 20px; }

.malmart-contact-card {
  background: var(--malmart-white);
  border-radius: 16px; padding: 28px;
  border: 1px solid var(--malmart-border);
  display: flex; gap: 20px; align-items: flex-start;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.malmart-contact-card:hover { transform: translateX(4px); box-shadow: var(--shadow-md); border-color: rgba(24,95,165,0.2); }

.malmart-contact-card-icon {
  width: 52px; height: 52px; border-radius: 14px;
  background: linear-gradient(135deg, rgba(24,95,165,0.1), rgba(24,95,165,0.05));
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  transition: background var(--transition), transform var(--transition);
}

.malmart-contact-card:hover .malmart-contact-card-icon {
  background: linear-gradient(135deg, rgba(245,166,35,0.15), rgba(245,166,35,0.05));
  transform: scale(1.1);
}

.malmart-contact-card-icon svg { width: 24px; height: 24px; color: var(--malmart-blue); transition: color var(--transition); }
.malmart-contact-card:hover .malmart-contact-card-icon svg { color: var(--malmart-gold-dark); }
.malmart-contact-card-title { font-size: 13px; font-weight: 600; color: var(--malmart-muted); margin: 0 0 6px; text-transform: uppercase; letter-spacing: 0.06em; }
.malmart-contact-card-value { font-size: 16px; font-weight: 600; color: var(--malmart-navy); margin: 0; }
.malmart-contact-card-sub { font-size: 13px; color: var(--malmart-muted); margin: 4px 0 0; }

.malmart-contact-form-wrap {
  background: var(--malmart-white);
  border-radius: 20px; padding: 48px;
  border: 1px solid var(--malmart-border);
}

.malmart-contact-form-title { font-size: 24px; font-weight: 800; color: var(--malmart-navy); margin: 0 0 8px; }
.malmart-contact-form-sub { font-size: 15px; color: var(--malmart-muted); margin: 0 0 32px; }

.malmart-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; }

.malmart-form-field { display: flex; flex-direction: column; gap: 8px; }
.malmart-form-label { font-size: 13px; font-weight: 600; color: var(--malmart-navy); }

.malmart-form-input,
.malmart-form-select,
.malmart-form-textarea {
  padding: 14px 16px;
  border: 1.5px solid var(--malmart-border);
  border-radius: 10px;
  font-size: 14px;
  color: var(--malmart-text);
  background: var(--malmart-white);
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
  font-family: 'Inter', sans-serif;
}

.malmart-form-input:focus,
.malmart-form-select:focus,
.malmart-form-textarea:focus {
  border-color: var(--malmart-blue);
  box-shadow: 0 0 0 3px rgba(24,95,165,0.1);
}

.malmart-form-textarea { resize: vertical; min-height: 120px; }

@media (max-width: 768px) {
  .malmart-contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .malmart-form-row { grid-template-columns: 1fr; }
  .malmart-contact-form-wrap { padding: 28px 20px; }
}

/* ─── LOANS PAGE WIDGET ───────────────────────────── */
.malmart-loans-page { background: var(--malmart-white); padding: 100px 0; }

.malmart-loans-page-inner {
  max-width: var(--malmart-max-width);
  margin: 0 auto;
  padding: var(--malmart-padding);
}

.malmart-loans-page-header { text-align: center; margin-bottom: 80px; }

.malmart-loan-detail {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
  padding: 60px 0;
  border-bottom: 1px solid var(--malmart-border);
}

.malmart-loan-detail:last-of-type { border-bottom: none; }

.malmart-loan-detail.reverse { direction: rtl; }
.malmart-loan-detail.reverse > * { direction: ltr; }

.malmart-loan-detail-badge {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--malmart-blue); background: rgba(24,95,165,0.08);
  padding: 5px 12px; border-radius: 50px; margin-bottom: 16px;
}

.malmart-loan-detail-title { font-size: clamp(24px, 3vw, 36px); font-weight: 800; color: var(--malmart-navy); margin: 0 0 16px; line-height: 1.2; }
.malmart-loan-detail-range { font-size: 22px; font-weight: 700; color: var(--malmart-gold); margin: 0 0 20px; }
.malmart-loan-detail-desc { font-size: 16px; color: var(--malmart-muted); line-height: 1.75; margin: 0 0 28px; }

.malmart-loan-features { list-style: none; margin: 0 0 32px; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.malmart-loan-feature { display: flex; align-items: flex-start; gap: 12px; font-size: 15px; color: var(--malmart-text); line-height: 1.5; }
.malmart-feature-check { width: 20px; height: 20px; border-radius: 50%; background: rgba(24,95,165,0.1); display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 2px; }
.malmart-feature-check svg { width: 10px; height: 10px; color: var(--malmart-blue); }

.malmart-loan-detail-visual {
  background: linear-gradient(135deg, rgba(24,95,165,0.06), rgba(15,39,68,0.04));
  border-radius: 20px; padding: 48px;
  border: 1px solid var(--malmart-border);
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition);
}

.malmart-loan-detail-visual:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }

.malmart-loan-detail-icon {
  width: 100px; height: 100px; border-radius: 24px;
  background: linear-gradient(135deg, var(--malmart-blue), var(--malmart-navy));
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px;
  box-shadow: 0 12px 32px rgba(24,95,165,0.3);
}

.malmart-loan-detail-icon svg { width: 48px; height: 48px; color: var(--malmart-white); }

.malmart-loan-stat-row { display: flex; gap: 20px; justify-content: center; flex-wrap: wrap; margin-top: 24px; }

.malmart-loan-stat-pill {
  background: var(--malmart-white);
  border: 1px solid var(--malmart-border);
  border-radius: 50px; padding: 10px 20px;
  text-align: center;
}

.malmart-loan-stat-pill-num { font-size: 18px; font-weight: 800; color: var(--malmart-navy); }
.malmart-loan-stat-pill-label { font-size: 11px; color: var(--malmart-muted); margin-top: 2px; }

@media (max-width: 768px) {
  .malmart-loan-detail { grid-template-columns: 1fr; gap: 32px; }
  .malmart-loan-detail.reverse { direction: ltr; }
}

/* ─── ELIGIBILITY / FAQ ───────────────────────────── */
.malmart-eligibility { background: var(--malmart-off-white); padding: 80px 0; }
.malmart-eligibility-inner { max-width: var(--malmart-max-width); margin: 0 auto; padding: var(--malmart-padding); }

.malmart-faq-list { display: flex; flex-direction: column; gap: 12px; }

.malmart-faq-item {
  background: var(--malmart-white);
  border-radius: 12px; border: 1px solid var(--malmart-border);
  overflow: hidden;
}

.malmart-faq-question {
  padding: 20px 24px; font-size: 16px; font-weight: 600; color: var(--malmart-navy);
  cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  transition: background var(--transition);
  list-style: none;
}

.malmart-faq-question:hover { background: rgba(24,95,165,0.03); }
.malmart-faq-question::marker { display: none; }

.malmart-faq-chevron { width: 20px; height: 20px; flex-shrink: 0; color: var(--malmart-blue); transition: transform var(--transition); }
details[open] .malmart-faq-chevron { transform: rotate(180deg); }

.malmart-faq-answer { padding: 0 24px 20px; font-size: 15px; color: var(--malmart-muted); line-height: 1.7; }

/* ─── HOW IT WORKS PAGE WIDGET ────────────────────── */
.malmart-how-page { background: var(--malmart-white); padding: 100px 0; }
.malmart-how-page-inner { max-width: var(--malmart-max-width); margin: 0 auto; padding: var(--malmart-padding); }
.malmart-how-page-header { text-align: center; margin-bottom: 80px; }

.malmart-timeline { position: relative; padding-left: 48px; max-width: 720px; margin: 0 auto; }

.malmart-timeline::before {
  content: ''; position: absolute; left: 18px; top: 8px; bottom: 8px;
  width: 2px; background: linear-gradient(to bottom, var(--malmart-blue), var(--malmart-gold));
}

.malmart-timeline-item {
  position: relative; padding: 0 0 48px 32px;
  transition: transform var(--transition);
}

.malmart-timeline-item:last-child { padding-bottom: 0; }
.malmart-timeline-item:hover { transform: translateX(6px); }

.malmart-timeline-dot {
  position: absolute; left: -38px; top: 4px;
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--malmart-white); border: 2px solid var(--malmart-blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 800; color: var(--malmart-blue);
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}

.malmart-timeline-item:hover .malmart-timeline-dot {
  background: var(--malmart-gold);
  border-color: var(--malmart-gold);
  color: var(--malmart-navy);
}

.malmart-timeline-title { font-size: 20px; font-weight: 700; color: var(--malmart-navy); margin: 0 0 10px; }
.malmart-timeline-desc { font-size: 15px; color: var(--malmart-muted); line-height: 1.7; margin: 0 0 16px; }

.malmart-timeline-tag {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12px; font-weight: 600; color: var(--malmart-blue);
  background: rgba(24,95,165,0.08); padding: 4px 12px; border-radius: 50px;
}

.malmart-requirements-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin-top: 64px;
}

.malmart-req-card {
  background: var(--malmart-off-white);
  border-radius: 14px; padding: 24px;
  border: 1px solid var(--malmart-border);
  display: flex; gap: 14px; align-items: flex-start;
  transition: transform var(--transition), box-shadow var(--transition);
}

.malmart-req-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-sm); }

.malmart-req-num {
  width: 32px; height: 32px; border-radius: 8px;
  background: var(--malmart-navy); color: var(--malmart-gold);
  font-size: 14px; font-weight: 800;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}

.malmart-req-text { font-size: 14px; color: var(--malmart-text); line-height: 1.5; font-weight: 500; }

/* ─── SCROLL OBSERVER ─────────────────────────────── */
.malmart-obs {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.malmart-obs.in-view { opacity: 1; transform: translateY(0); }
